When people get older, daily activities that were once easy for them can become increasingly difficult. Age is an enemy when you have aching joints and weak muscles, as these make going up and down stairs or simply getting in and out of a bathtub very hard. If you have an elderly parent that wants to maintain their independence even though they are not able to do the things that…
For most people with an insurance portfolio, disability insurance is either at the bottom of the list or not at all. It isn’t even a priority. If you have life insurance, health insurance and car insurance, it pretty much looks like you’re covered. However, long-term disability insurance is something worth considering. Image Credit: Flinders University Why Disability Insurance? If you are self-employed, you are more likely to experience physical difficulty…